Bible Quiz – Lending & Borrowing (Multiple Choice Questions) With Answers and the Complete Reference Verse.
Money
matters often reveal the condition of the heart. In the Bible, lending and
borrowing are not just financial actions—they reflect faith, generosity,
responsibility, and dependence on God. From the laws given in Deuteronomy to
the teachings of Jesus in Luke, Scripture offers wisdom on how believers should
handle lending, debt, and generosity.
This
quiz will test your knowledge of what the Bible says about lending and
borrowing—sometimes in surprising ways!
📝 Instructions
Each
question has four options (A–D).
Choose
the correct answer.
Answers
with complete reference verses are provided after the quiz.
No
peeking! Try your best first.
❓ Multiple
Choice Questions
1.
According to the Bible, who should not be charged interest?
A.
Foreigners
B.
The poor among your people
C.
Kings
D.
Merchants
2.
What does the Bible say the borrower is to the lender?
A.
A partner
B.
A servant
C.
A friend
D.
A stranger
3.
In which book is the command given to lend without expecting anything in
return?
A.
Matthew
B.
Luke
C.
Romans
D.
Hebrews
4.
What attitude should one have when lending to the needy?
A.
Reluctance
B.
Pride
C.
Generosity without grudging
D.
Expectation of reward
5.
What warning is given about surety (guaranteeing another’s debt)?
A.
It brings wealth
B.
It is wise
C.
It can trap you
D.
It is commanded
6.
According to the Law, what was forbidden when lending to a fellow Israelite?
A.
Asking for repayment
B.
Charging interest
C.
Lending money
D.
Keeping records
7.
What does Psalm say about the righteous man and lending?
A.
He avoids lending
B.
He lends generously
C.
He lends only to friends
D.
He charges high interest
8.
What is said about the wicked regarding borrowing?
A.
He repays quickly
B.
He borrows and does not repay
C.
He never borrows
D.
He gives to others
9.
What principle is taught in Deuteronomy about lending to nations?
A.
Israel will borrow from nations
B.
Israel will lend to many nations
C.
Israel should avoid nations
D.
Israel should charge high interest
10.
In Proverbs, what is warned about putting up security for strangers?
A.
It is honorable
B.
It is risky and should be avoided
C.
It guarantees blessings
D.
It is required
✅ Answers
with Reference Verses
1.
B. The poor among your people
📖 “If you lend money to one
of my people among you who is needy, do not treat it like a business deal;
charge no interest.” — Exodus 22:25
2.
B. A servant
📖 “The rich rule over the
poor, and the borrower is slave to the lender.” — Proverbs 22:7
3.
B. Luke
📖 “But love your enemies,
do good to them, and lend to them without expecting to get anything back…” —
Luke 6:35
4.
C. Generosity without grudging
📖 “Give generously to them
and do so without a grudging heart…” — Deuteronomy 15:10
5.
C. It can trap you
📖 “If you have put up
security for your neighbor… you have been trapped by what you said…” — Proverbs
6:1–2
6.
B. Charging interest
📖 “Do not charge a fellow
Israelite interest, whether on money or food or anything else that may earn
interest.” — Deuteronomy 23:19
7.
B. He lends generously
📖 “They are always generous
and lend freely; their children will be a blessing.” — Psalm 37:26
8.
B. He borrows and does not repay
📖 “The wicked borrow and do
not repay, but the righteous give generously.” — Psalm 37:21
9.
B. Israel will lend to many nations
📖 “You will lend to many
nations but will borrow from none.” — Deuteronomy 15:6
10.
B. It is risky and should be avoided
📖 “One who has no sense
shakes hands in pledge and puts up security for a neighbor.” — Proverbs 17:18
How
did you do? Challenge your friends, family, or church group and see who scores
the highest!
🧠 Bible Quiz –
Lending & Borrowing
⚠️ Cross-Reference Traps
Round
Some
Bible verses seem similar—but when compared closely, they reveal deeper truths.
This round tests your ability to connect passages across books like Proverbs,
Deuteronomy, and Luke.
Be
careful—each question is designed to trap shallow reading!
📝 Instructions
Choose
the best answer (A–D).
Each
question involves two or more Bible references.
Watch
for differences in audience, intent, or context.
Answers
with full reference verses follow after the quiz.
❓
Cross-Reference MCQs
1.
Which statement best resolves the tension between lending with no interest and
lending expecting nothing back?
A.
Both apply only to foreigners
B.
One is Law, the other is a higher Kingdom principle
C.
They contradict each other
D.
Neither applies today
2.
What is the key difference between the righteous lender in Psalms and Jesus’
teaching on lending?
A.
Psalms forbids lending
B.
Jesus discourages generosity
C.
Psalms highlights generosity; Jesus removes expectation of return
D.
Both demand interest
3.
Why is charging interest allowed in one case but forbidden in another?
A.
It depends on the day of the week
B.
It distinguishes between Israelites and foreigners
C.
It depends on the amount
D.
It applies only to kings
4.
How do Proverbs’ warnings about surety compare with the command to help others?
A.
They contradict each other
B.
Help must always involve financial risk
C.
Wisdom cautions against reckless risk while still encouraging generosity
D.
Helping others is discouraged
5.
What deeper principle connects “borrower is servant” and “lend expecting
nothing back”?
A.
Avoid all relationships
B.
Lending should create control
C.
Lending should avoid enslaving others
D.
Borrowing is always sinful
6.
Why does Deuteronomy promise lending to nations, while Proverbs warns about
debt?
A.
One is poetry, the other is law
B.
One shows blessing; the other warns of consequences
C.
Both are irrelevant
D.
They apply only to priests
7.
How does the wicked borrower contrast with Jesus’ teaching on lending?
A.
Both support borrowing freely
B.
One condemns irresponsibility; the other promotes generosity
C.
Both forbid lending
D.
Both support debt
8.
What is the common thread between giving generously and avoiding surety?
A.
Never give anything
B.
Give only to family
C.
Be generous but also wise and discerning
D.
Avoid all financial dealings
9.
Why does the Law forbid interest among Israelites but Jesus goes further?
A.
Jesus cancels the Law
B.
Jesus lowers the standard
C.
Jesus intensifies the heart attitude behind the Law
D.
Jesus ignores finances
10.
What is the best synthesis of all teachings on lending and borrowing?
A.
Never lend
B.
Always charge interest
C.
Be generous, avoid exploitation, and act with wisdom
D.
Borrow as much as possible
✅ Answers
with Reference Verses
1.
B. One is Law, the other is a higher Kingdom principle
📖 “Do not charge a fellow
Israelite interest…” — Deuteronomy 23:19
📖 “Lend to them without
expecting to get anything back…” — Luke 6:35
2.
C. Psalms highlights generosity; Jesus removes expectation of return
📖 “They are always generous
and lend freely…” — Psalm 37:26
📖 “Lend… without expecting
to get anything back…” — Luke 6:35
3.
B. It distinguishes between Israelites and foreigners
📖 “You may charge a
foreigner interest, but not a fellow Israelite…” — Deuteronomy 23:20
4.
C. Wisdom cautions against reckless risk while still encouraging generosity
📖 “If you have put up
security… you have been trapped…” — Proverbs 6:1–2
📖 “Give generously… without
a grudging heart…” — Deuteronomy 15:10
5.
C. Lending should avoid enslaving others
📖 “The borrower is slave to
the lender.” — Proverbs 22:7
📖 “Lend… expecting nothing
back…” — Luke 6:35
6.
B. One shows blessing; the other warns of consequences
📖 “You will lend to many
nations…” — Deuteronomy 15:6
📖 “The borrower is slave to
the lender.” — Proverbs 22:7
7.
B. One condemns irresponsibility; the other promotes generosity
📖 “The wicked borrow and do
not repay…” — Psalm 37:21
📖 “Do good… and lend…” —
Luke 6:35
8.
C. Be generous but also wise and discerning
📖 “Give generously…” —
Deuteronomy 15:10
📖 “One who has no sense…
puts up security…” — Proverbs 17:18
9.
C. Jesus intensifies the heart attitude behind the Law
📖 “Do not charge…
interest…” — Deuteronomy 23:19
📖 “Love your enemies…
lend…” — Luke 6:35
10.
C. Be generous, avoid exploitation, and act with wisdom
📖 “The righteous give
generously…” — Psalm 37:21
📖 “The borrower is slave to
the lender.” — Proverbs 22:7
🔗 Bible Quiz –
Lending & Borrowing
⛓️ Chain-Link Scripture
Challenge
The
Bible often teaches truth progressively—one verse connects to another, forming
a chain of meaning across books like Exodus, Proverbs, and Luke.
In
this challenge, each question links two or more Scriptures—follow the chain to
discover the deeper message about lending, borrowing, and godly character.
📝 Instructions
Read
each question carefully—it contains a scriptural chain.
Choose
the correct answer (A–D).
Think
about how the verses connect, not just individually but together.
Answers
with complete reference verses are provided after the quiz.
❓ Chain-Link
MCQs
1.
Chain: No interest to the poor →
Generosity in lending →
Reward from God
What
is the final principle in this chain?
A.
Lending leads to loss
B.
God ignores generosity
C.
God rewards selfless lending
D.
Lending should be avoided
2.
Chain: Borrower is servant →
Avoid surety → Act with
wisdom
What
is the key lesson?
A.
Debt creates harmless relationships
B.
Financial decisions require caution and wisdom
C.
Borrowing is always good
D.
Surety guarantees safety
3.
Chain: Give generously →
Do not be hardhearted →
God will bless the work
What
connects these teachings?
A.
Giving causes poverty
B.
Reluctance is encouraged
C.
Generosity flows from a willing heart and brings blessing
D.
Giving is optional
4.
Chain: Wicked borrows and does not repay → Righteous gives generously → Love your enemies and lend
What
contrast is being built?
A.
Borrowing vs saving
B.
Wicked selfishness vs righteous generosity and grace
C.
Rich vs poor
D.
Law vs prophecy
5.
Chain: Lend to many nations →
Do not charge interest to your brother → Lend expecting nothing back
What
progression is shown?
A.
Increasing restriction
B.
Decreasing generosity
C.
Expanding generosity from law to grace
D.
Contradiction in Scripture
6.
Chain: Put up security and be trapped → Shake hands in pledge unwisely → Escape like a gazelle
What
is emphasized?
A.
Financial bravery
B.
Urgency in escaping foolish financial commitments
C.
Pride in risk
D.
Wealth accumulation
7.
Chain: Open your hand to the poor → Lend freely → Expect nothing in return
What
unified teaching emerges?
A.
Give only when repaid
B.
Limit generosity
C.
Radical generosity without selfish expectation
D.
Avoid helping strangers
8.
Chain: The righteous lend freely → Their children are blessed → God prospers obedience
What
is the outcome of righteous lending?
A.
Loss of inheritance
B.
Generational blessing
C.
Isolation
D.
Financial ruin
9.
Chain: Do not charge interest →
Do not exploit the needy → Act in fear of God
What
root principle ties these together?
A.
Legalism
B.
Fear of punishment
C.
Reverence for God guiding ethical behavior
D.
Social pressure
10.
Chain: Lend without expecting →
Do good to enemies →
Great is your reward
What
is the ultimate motivation?
A.
Earthly wealth
B.
Social recognition
C.
Eternal reward and godly character
D.
Obligation
✅ Answers
with Reference Verses
1.
C. God rewards selfless lending
📖 “Do not charge a needy
person interest…” — Exodus 22:25
📖 “The righteous… lend
freely…” — Psalm 37:26
📖 “Your reward will be
great…” — Luke 6:35
2.
B. Financial decisions require caution and wisdom
📖 “The borrower is slave to
the lender.” — Proverbs 22:7
📖 “If you have put up
security… you are trapped…” — Proverbs 6:1–2
3.
C. Generosity flows from a willing heart and brings blessing
📖 “Give generously… without
a grudging heart…” — Deuteronomy 15:10
📖 “Then the Lord your God
will bless you…” — Deuteronomy 15:10
4.
B. Wicked selfishness vs righteous generosity and grace
📖 “The wicked borrow and do
not repay…” — Psalm 37:21
📖 “The righteous give
generously…” — Psalm 37:21
📖 “Love your enemies…
lend…” — Luke 6:35
5.
C. Expanding generosity from law to grace
📖 “You will lend to many
nations…” — Deuteronomy 15:6
📖 “Do not charge…
interest…” — Deuteronomy 23:19
📖 “Lend… expecting nothing
back…” — Luke 6:35
6.
B. Urgency in escaping foolish financial commitments
📖 “You have been trapped…”
— Proverbs 6:1–2
📖 “Free yourself… like a
gazelle…” — Proverbs 6:5
7.
C. Radical generosity without selfish expectation
📖 “Open your hand…” —
Deuteronomy 15:11
📖 “Lend freely…” — Psalm
37:26
📖 “Expect nothing in
return…” — Luke 6:35
8.
B. Generational blessing
📖 “They are always
generous… their children will be a blessing.” — Psalm 37:26
9.
C. Reverence for God guiding ethical behavior
📖 “Do not charge interest…”
— Leviticus 25:36
📖 “But fear your God…” —
Leviticus 25:36
10.
C. Eternal reward and godly character
📖 “Lend… expecting nothing
back… your reward will be great…” — Luke 6:35
You
just followed the chain—well done! 🔗

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